Whether or not you are having financial trouble, it is a good idea to periodically check your credit.
There are many websites that offer free credit reports but some of them are more scam than free-- signing you up for monthly monitoring when you get your "free' report. But, this site, AnnualCreditReport, is free and sponsored by the big three credit reporting agencies.
You can request your free reports once every 12 months.
Help is only a phone call away....
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